Against Landlords: How to Solve the Housing Crisis

"Nick Bano demonstrates that Britain's housing crisis is not the product of happenstance or political incompetence. Government policy has intentionally split British citizens into homeowners and renters, two classes set on very different financial paths.In the UK, one out of every twenty-one adults is a landlord, and it is this group, and those who aspire to join it, who are represented by the political class. It is a tragic schism in the country's body politic"--
A radical new intervention into the housing debate in the UK, and what we can do about itBritain has become a nation of renters and landlords and building more housing is not the solution. In his radical new interpretation of the housing crisis lawyer Nick Bano proposes that it is rent not house prices that is at the core of the problem. Despite economic boom and bust, why has the cost of housing continued to skyrocket since the 1970s? Bano argues that rents have also continued to rise - supported by housing benefit payments and weakening housing laws on evictions. The state has colluded with the market as social housing provision has been replaced by payments, spiralling ever higher.Against Landlords shows that a permanent crisis is not a happenstance of global economics or political incompetence, but has been engineered on purpose. Such a crisis has resulted in the fire at Grenfell and widespread precarity for renters. Bano also shows that this is not just a London problem but can be seen across the country, and that it is inherently racist in nature. It instils anxiety and inequality in order to maintain ever increasingly profits.Bano's radical diagnosis show why the solutions proscribed by diverse experts have gone wrong, and what we should do about. It is firstly a problem of the law, and this demands immediate reform to questions of property and land values. Then, policy: the laws concerning renting and landlordism. Finally, it is question of supply: where to build and who for.